Kiplinger’s Personal Finance

Kiplinger's Personal Finance

December 2019

December issue of KPFM

Cover Story

Money Moves to Make Now to Prepare for 2020

Follow these expert tips to help boost your bottom line in 2020 and beyond.

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Table of Contents

AHEAD

Is It 1969 All Over Again?

You don’t need nostaglia to prompt a good look at your own finances and prepare for the new year.

Should Shareholders Share the Wealth?

Business leaders say firms should be accountable to customers and workers, and protect the environment, too.

For a Real ID, Visit the DMV Soon

2020 is the year Real ID goes into effect for air travel. So having a star on your license will become more important if you don’t have a passport.

The New Uber Law’s Ripple Effect

Independent contractors across the U.S. could become eligible for employee benefits.

Time Your Package Delivery Right

Online shoppers who procrastinate get a reprieve, but it may not be free.

A Stingy Raise for Social Security Recipients

Benefits will rise 1.6% next year, confirming Kiplinger’s forecast for the cost-of-living adjustment.

Health Plans for Early Retirees

Finding coverage until Medicare kicks in isn’t hard, but policies can be pricey.

Does Rental Income Count for IRA Contributions?

Rental income is considered “passive,” and traditional and Roth IRA contributions must come from “active” income, or compensation from working.

Documents that Parents and College Students Need

The burden’s on parents who want to remain involved in the medical and financial affairs of a child who has reached adulthood.

INVESTING

The 30 Best Mutual Funds in 401(k) Retirement Plans

Use our guide to pick the standout investments in your retirement plan.

The Kiplinger Dividend 15: Favorite Dividend-Paying Stocks 2019

These income-paying picks clobbered the broad market over the past 12 months.

What to Do in a Dangerous Market

Buy-and-hold is the best strategy, but for many investors, it is too hard to practice. The second-best strategy is hedging.

Go Ahead, Reach for Yield

The best bets are in arcane areas such as commercial mortgage-backed securities, nonbank business lending and structured credit.

How to Cash In When Firms Merge

These funds let Main Street investors profit from Wall Street’s deals.

Buy Mid Caps on the Cheap

In spite of a rocky 12 months, mid-cap stocks are in a market sweet spot. And investors should consider snapping them up.

The Pitfalls Behind Zero-Fee Trading

Commissions hit zero at big online brokers, but investors should be aware of other, sometimes hidden costs.

American Century Equity Income's Focus on Value

This fund chooses high-quality but overlooked stocks.

Surviving a Tough Market

Wasatch Small Cap Value smashes both the Russell 2000 and S&P 500, even as small-company stocks have experienced more turbulence.

MONEY

Money Moves to Make Now to Prepare for 2020

Follow these expert tips to help boost your bottom line in 2020 and beyond.

Find the Best Savings Account

Are you willing to walk for a higher return? There’s an app (and account) for that.

RETIREMENT

Avoid the Obstacles of Long-Term-Care Claims

Filing a claim can be an ordeal, but these preventive measures will streamline the process.

Hitting My Stride in Retirement

We’ve visited nine national parks since we retired, and next year we’re heading to Acadia in Maine.

REWARDS

5 Ways to Max Out Your Credit Card Rewards

Play your cards right and a first-class flight, luxe hotel suite or a pile of cash can be yours.

Get a Grip on Winter Roads

All-wheel drive may lend you a false sense of security. The right tires will give you more traction.