Kiplinger's Personal Finance

December 2018

December issue of KPFM

Cover Story

Money Moves to Make Now

Take action before the end of the year to save money and improve your finances for 2019.

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Table of Contents

AHEAD

From the Editor

Besides creating iconic brands, including Craftsman and Kenmore, Sears was a financial innovator.

Putting the Brakes on Fuel Efficiency

The White House plan to freeze fuel economy standards faces a rough ride.

Wages Set to Rise in 2019

If you’re not switching jobs, smart negotiating could help you get ahead of the trend.

Protect Your Online Purchases

Utilize free ship-to-store services or retail lockers to thwart porch pirates.

Airline Fees Bite Harder

Think you’re getting a low fare? Be sure to add up the extras before you buy.

New Tools to Stop Robocalls

Your cell-phone service is taking aim at spammers and spoofers.

Operation Turbo Says Thanks to Service Members

These care packages let deployed service members know they are appreciated.

Opening Shot

Owning gold or oil — or both — can even out the volatility of a stock-heavy portfolio.

Rethinking Retirement

There’s a lot of evidence that retirees may be worrying too much about preserving their money.

Millennial Money

Many people choose a business that takes advantage of skills they’ve developed at a 9-to-5 job.

MONEY

Money Moves to Make Now

Take action before the end of the year to save money and improve your finances for 2019.

Estate Planning: A Family Affair

Use our guide to save on taxes, avoid probate and keep peace among your heirs.

A Money Smart Divorce

Whether your divorce is amicable or rancorous enough to inspire a country music song, it’s important to pay attention to taxes when dividing your assets.

Ask Kim

Invest in a child’s future with gifts of stock or contributions to a Roth IRA or college savings.

Savings Bonds for the Holidays?

Rising interest rates won’t affect savings bonds, which makes them a money-smart gift for a young child. Here’s our top pick.

INVESTING

What You Need to Know About Values Investing

More funds are looking for companies that pay attention to environmental, social and corporate governance factors.

The Kiplinger Dividend 15: Our Favorite Dividend-Paying Stocks

Every kind of income investor will find something to like in our new list of 15 top dividend stocks.

Practical Investing

Currency risk hurt one of columnist Kathy Kristof’s holdings — giving her one good opportunity to offset capital gains.

Don't Give Up on Financial Stocks

Financials are having a volatile year, but investors should remain patient with them — and consider Financial Select Sector SPDR, one of our favorite ETFs.

Income Investing

Nothing that has happened this year or that looms over 2019 should threaten these elites.

Fund Watch

This market-neutral fund delivers consistent returns despite market volatility.

Fund Watch

These members of the Kiplinger 25, the collection of our favorite no-load mutual funds, require new investors to jump some hurdles in order to buy initial shares — but we think you should endure the hassle.

LIVING

People You Should Tip at the Holidays

The holiday season is prime time to give back to the people who make your life easier throughout the year.