Bio Rivan V. Stinson

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Rivan V. Stinson

Staff Writer
Kiplinger's Personal Finance

Rivan joined Kiplinger on Leap Day 2016 as a reporter. A Michigan native, she graduated from the University of Michigan in 2014 and from there freelanced as a local copy editor and proofreader, and served as a research assistant to a local Detroit journalist. Her work has been featured in the Ann Arbor Observer and Sage Business Researcher.

Latest Features

June 2019

How Much Can You Contribute to a SIMPLE IRA for 2019?

The maximum amount workers at small businesses can contribute to a SIMPLE IRA for 2019 is $500 higher than it was for 2018.

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Saving for Retirement
June 2019

How Much Can You Contribute to the Thrift Savings Plan for 2019?

Federal workers and military personnel can save up to $19,000 in TSP retirement accounts for 2019. Some savers can make additional catch-up contributions.

See More From: Saving for Retirement

Saving for Retirement
June 2019

How Much Can You Contribute to a 403(b) for 2019?

Teachers and nonprofit workers can contribute $19,000 to a 403(b) for 2019, but catch-up contributions and employer contributions can further boost retirement savings.

See More From: Saving for Retirement

Saving for Retirement
June 2019

How Much Can You Contribute to a 457 Retirement Plan for 2019?

State and local government workers can contribute $19,000 to 457 plans for 2019. Some workers can make additional catch-up contributions.

See More From: Saving for Retirement

Wealth Management
June 2019

Building Wealth With a Higher Purpose

This former monk found out the hard way that money is not the root of all evil.

See More From: Wealth Management

May 2019

8 Places That Pay You to Live There

Places such as New York City, Boston, Washington, D.C. (all among our list of the Most Expensive U.S. Cities to Live in) and other large cities are popular destinations for young professionals. And for ...

See More From: Buying & Selling a Home

Credit Cards
May 2019

Cash-Back Card Coming for Apple Fans

But rival rewards cards are a better deal for non-Apple purchases.

See More From: Credit Cards

Tax Planning
April 2019

How to Right Size Next Year’s Tax Return

Adjust your W-4 form to avoid an unpleasant surprise when you file your 2019 return.

See More From: Tax Planning

March 2019

7 Free Programs for Filing Your Taxes

There are more ways than ever to prepare and e-file your tax return at no charge. Most of the major tax-software providers offer free versions of their products for taxpayers with straightforward returns ...

See More From: Tax Prep & Filing

Millennial Money
March 2019

Don’t Be Afraid to Do Your Own Taxes

Even if you have to pay for tax software, it’s cheaper than hiring a tax preparer.

See More From: Millennial Money

March 2019

America Lurches Toward a Cashless Future

Electronic payments are increasing, but a cashless economy has drawbacks.

See More From: Technology

February 2019

Top Tax Software Programs for Your 2018 Tax Return

The Tax Cuts and Jobs Act lowered tax rates, eliminated some popular tax deductions and nearly doubled the standard deduction, which will sharply reduce the number of taxpayers who itemize on their tax ...

See More From: Tax Prep & Filing

January 2019

Services to Speed TSA Security: What’s Worth It?

CLEAR uses biometrics to speed you through airport screening, but it’s pricey.

See More From: Travel

January 2019

ID Thieves Exploit Snail Mail

A new mail tracking service provided by the United States Postal Service has a loophole that ID thieves can take advantage of.

See More From: Scams

Mortgages & Refinancing
November 2018

Getting a Loan Could Get Easier

UltraFICO will benefit young people and retirees with limited credit history.

See More From: Mortgages & Refinancing

August 2018

What Is a 401(k) Retirement Savings Plan?

A 401(k) is a retirement plan sponsored by an employer that offers employees tax incentives to save money for retirement from their paychecks.

See More From: 401(k)s

Smart Buying
October 2018

Protect Your Online Purchases

Utilize free ship-to-store services or retail lockers to thwart porch pirates.

See More From: Smart Buying

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