Bio Michael DeSenne

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Michael DeSenne

Executive Editor
Kiplinger.com

DeSenne made the leap to online financial journalism in 1998, just in time for the dot-com boom. After a stint with Dow Jones Newswires, dreams of IPO riches led him to SmartMoney.com, where over nine years he held several positions, including executive editor. He later served as the personal finance editor at HouseLogic.com and AARP.org. In 2011, he joined Kiplinger.com, where he focuses on content strategy, video, SEO and Web analytics. DeSenne has a BA from Williams College in Anthropology—a major deemed the absolute worst for career success by none other than Kiplinger.

Latest Features

IRAs
June 2019

How Much Can You Contribute to a SEP IRA for 2019?

The maximum SEP IRA contribution is $1,000 higher than the 2018 limit and is significantly more than can be saved for retirement in a regular IRA.

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401(k)s
June 2019

How Much Can You Contribute to a Solo 401(k) for 2019?

Some self-employed savers can put away as much as $62,000 for retirement in a solo 401(k) in 2019, depending on age and compensation.

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IRAs
June 2019

How Much Can You Contribute to a Traditional IRA for 2019?

The IRA contribution limit is $6,000 for 2019. If you are age 50 or over, you can contribute an extra $1,000 as a catch-up contribution.

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Roth IRAs
June 2019

How Much Can You Contribute to a Roth IRA for 2019?

The Roth IRA contribution limit is $6,000 for 2019, up from $5,500 in 2018. Retirement savers 50 and older can contribute an extra $1,000. Income limits apply.

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401(k)s
June 2019

How Much Can You Contribute to a Roth 401(k) for 2019?

The Roth 401(k) contribution limit increased by $500 to $19,000 for 2019. Workers 50 and older can save an extra $6,000 for retirement.

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Social Security
May 2019

Are Social Security Offices Closed on Memorial Day?

Find out if your local Social Security field office is likely to be closed on Monday, May 27, due to the federal holiday before you make the trip.

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Social Security
April 2019

Are Social Security Offices Open on Federal Holidays?

Find out if your local Social Security field office is likely to be closed due to a federal holiday before you make the trip.

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Banking
January 2019

Federal Bank Holidays 2019: Is My Bank Open Today?

Find out if your bank is likely to be open in 2019 on New Year's Day, MLK Day, Presidents Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving or Christmas.

See More From: Banking

Kip Tips
November 2018

15 Things You Actually Can't Return to Amazon

Don't add these items to your Amazon.com shopping cart unless you're absolutely sure you want them.

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SLIDE SHOW
March 2018

Best Ways to Retire Without a Mortgage on Your Home

Admit it: Whether you're 35 or 65, the prospect of retiring without a mortgage is an attractive one. No more monthly mortgage payments to your home lender means extra money to spend on having fun in retirement. ...

See More From: Mortgages & Refinancing

Social Security
February 2017

Which States Tax My Social Security Retirement Benefits?

Your monthly check could take a hit if you live in one of these 13 states.

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Buying & Selling a Home
November 2016

4 Features to Look for in a Tiny Retirement Home

Certain design features can make tiny homes safer and more comfortable for downsizing retirees.

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SLIDE SHOW
October 2014

Most Affordable Big Cities in the U.S.

Big cities offer more employment opportunities, more things to do and more people to meet than smaller towns. But they also have drawbacks, from congestion and crime to high costs. That’s why a big city ...

See More From: Best Cities, States & Places

SLIDE SHOW
May 2014

10 Cheapest U.S. Cities to Live In

When it comes to cheap living, don’t mess with Texas. Three of the ten cheapest cities in the U.S. can be found in the Lone Star State. Several Texas cities, including San Marcos, McAllen and San Antonio, ...

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Stock Watch
January 2014

Kiplinger’s 2014 Stock Picks: Readers Weigh In

We asked individual investors on Kiplinger.com to forecast the best-performing stock from our list of recommendations for 2014. The runaway favorite may surprise you.

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Retirement
December 2012

Your Stories: The Financial Toll of Alzheimer's

Real people share their experiences with the crippling costs of coping with the disease.

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SLIDE SHOW
January 2012

10 Costliest Catastrophes in the U.S. - Slide Show

Catastrophes destroy homes and vehicles, displace families and interrupt business. The question is, who pays? With the 2012 hurricane season in full swing, residents of the East and Gulf coasts are ...

See More From: Health Care & Insurance

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