Bio Rachel L. Sheedy

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Rachel L. Sheedy

Editor
Kiplinger's Retirement Report

Latest Features

Tax Prep & Filing
March 2019

Ways to Avoid IRS Underpayment Penalties

There are several options for penalty relief if you end up owing more in taxes than you anticipated.

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SLIDE SHOW
March 2019

9 Smart Strategies for Handling RMDs

After decades of squirreling away money in tax-advantaged retirement accounts, investors entering their seventies have to flip the script. Starting at age 70½, Uncle Sam requires taxpayers to draw down ...

See More From: Required Minimum Distributions (RMDs)

SLIDE SHOW
February 2019

Start Trimming Your 2019 Tax Tab Now

As you complete your 2018 tax return, turn some attention to your tax plans for 2019. Although tax reform triggered a slew of major changes in 2018, the landscape has settled this year. In terms of tax ...

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SLIDE SHOW
January 2019

5 Tips to Deal With Market Volatility

Down 650 points one day. Up more than 1,000 points the next. Down 660 points another day. That was the Dow Jones industrial average’s performance just during one recent week. How should investors ...

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Social Security
January 2019

Restricted Application Social Security Strategy Is on Its Way Out

If you're a boomer turning 66 in 2019, you should take advantage of this claiming strategy to boost your retirement income.

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SLIDE SHOW
December 2018

A Retiree's Guide to Key Dates in 2019

When ringing in a new year, many people resolve to be better organized or improve how they manage their finances. “On January 1st, you should be waking up thinking, ‘What is my overall game plan for ...

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SLIDE SHOW
November 2018

5 Last-Minute Tax Moves Fit for Retirees

The clock is ticking to make tax-saving moves by year-end. Whether you’ve been procrastinating or strategically waiting to fine-tune your 2018 tax planning, the time to act is now. Consider these last-minute ...

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Medicare
November 2018

Medicare Premiums to Rise Slightly in 2019

A possible workaround: See if you qualify for a Medicare surcharge waiver.

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Required Minimum Distributions (RMDs)
October 2018

How to Handle Taking a Final RMD After Death

Heirs are responsible for the last required minimum distribution when someone dies. Here's how it works.

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SLIDE SHOW
October 2018

Retirees, Year-End Moves to Trim Your Tax Tab

The coming tax-filing season will be full of twists and turns. New tax forms should be in place. Old, familiar tax breaks are gone, replaced by new breaks and new tax-saving opportunities. And the new, ...

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SLIDE SHOW
August 2017

What You Must Know About Social Security

For many Americans, Social Security benefits are the bedrock of retirement income. Maximizing that stream of income is critical to funding your retirement dreams. The rules for claiming Social Security ...

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Roth IRAs
September 2018

Last Chance to Undo a Roth Conversion

The window is closing fast to ask your IRA custodian to put that Roth money back into a traditional IRA before the break disappears for good.

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SLIDE SHOW
August 2018

6 Ways to Build a Roth Retirement Nest Egg

Building up a Roth nest egg can pay off in spades for retirees. Money in a Roth IRA grows tax-free, and the account doesn’t have required minimum distributions—so you withdraw the money only when you ...

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Social Security
August 2018

Maximize Social Security Benefits for Surviving Spouses

Strategies for getting the most money by timing your claims.

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SLIDE SHOW
July 2018

FAQS About Passing an IRA to Your Heirs

How to best leave IRA assets to heirs has long been a popular topic among Kiplinger's Retirement Report readers. And the response to our recent cover story, "How Heirs Can Maximize an IRA", left no doubt ...

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SLIDE SHOW
June 2018

Midyear Moves for Retirees to Rein In Tax Tabs

Halfway through the tax year is always a good time to assess where you stand with Uncle Sam. You can see how the year’s tax bill is taking shape while you still have plenty of time to make tax-saving ...

See More From: Making Your Money Last

Medicare
May 2018

Medicare Part D Drug Coverage Gap Closing at Faster Clip

Retirees should spend less on brand-name prescriptions in 2019, but it's still a good idea to compare Part D options during open enrollment this fall.

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