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Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

Ask Kim
February 2019

Do I Need Extra Insurance for My Drone?

Before your drone takes to the sky, see if your insurer will cover any damages the unmanned aircraft may cause to others or their property.

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Ask Kim
February 2019

How Changes in Income Affect Medicare Premiums

Medicare beneficiaries can see their premiums go up if their income rises, although for some that increase will be only temporary.

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Ask Kim
February 2019

Ex-Workers Get More Time to Repay 401(k) Loans

If you leave your job while you have an outstanding 401(k) loan, Uncle Sam now gives you extra time to repay it -- thanks to the new tax law.

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Ask Kim
February 2019

Tap an IRA Tax-Free With an HSA Rollover

You can convert tax-deferred money in a traditional IRA into tax-free cash by rolling it over to a health savings account and using it to pay for medical bills.

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SLIDE SHOW
February 2019

Ways to Lower Your Auto-Insurance Premiums

Your car insurance bill is probably one of your largest regular expenses—especially if you have teenage drivers. To trim your premium, ask your insurer for a list of discounts, and let it know if you ...

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Ask Kim
February 2019

How to Report an IRA Charitable Distribution on Your Tax Return

Your IRA administrator will send you a 1099-R, noting your entire distribution; you need to report it to Uncle Sam -- and call out what portion was used as a qualified charitable distribution -- on your 1040.

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Ask Kim
January 2019

Know the Benefits of a Roth 401(k)

Determine whether it’s important for you to have tax-free money in retirement.

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Ask Kim
January 2019

Tax Breaks for Charitable Work

Here’s why it’s important to have a detailed log of your expenses while working with a charity.

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Ask Kim
January 2019

Ask Kim
January 2019

Fighting a Drug Coverage Denial

These workarounds should help curb the Rx stalemate.

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Long-Term Care Insurance
January 2019

How to Afford Long-Term Care

Your options range from conventional coverage to tapping your life insurance benefits.

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Annuities
January 2019

Variable Annuities for Retirement Savers Go Back to Basics

Even with today's simplified variable annuities, you need a good grasp of the pros and cons before putting part of your nest egg into one.

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Ask Kim
January 2019

Child-Care Tax Breaks for Working Parents

Working parents may be able use their flexible spending account along with the child and dependent care credit to save on taxes when paying for child care.

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Ask Kim
January 2019

Tax Forms You Need to File Your Return

You need the following forms to verify income, deductible expenses and charitable gifts when filing your income tax return.

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SLIDE SHOW
January 2019

5 Ways to Avoid Taxes on Social Security Benefits

You may need to pay income taxes on a portion of your Social Security benefits, based on your income. But knowing the rules and a few key strategies can help you minimize the tax hit. Whether or not ...

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Ask Kim
January 2019

Switching to a New Medicare Advantage Plan Gets Easier

New rules in 2019 give consumers more time and options to change their Medicare Advantage plan if they don't like it.

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Ask Kim
January 2019

How Does the Government Shutdown Affect Medicare?

Plus, find out about the partial shutdown's impact on health coverage for veterans and government employees.

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