See All Authors »

Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

Ask Kim
September 2018

You Can Now Freeze -- and Unfreeze -- Your Credit Report for Free

As of September 21, credit bureaus can no longer charge you to freeze your credit reports or to lift a freeze. Here’s what you need to know to get your free freeze.

See More From: Ask Kim

SLIDE SHOW
October 2017

8 Steps to Picking the Right Medicare Plans

Most people fill Medicare’s coverage gaps by buying a Medicare supplement (medigap) plan and a Part D prescription-drug plan, or they get both medical and drug coverage from a private insurer with a ...

See More From: Health Care & Insurance

Ask Kim
September 2018

How Preexisting Conditions Can Affect Medigap Insurance

In many cases, insurers can take preexisting conditions into account when deciding whether to sell you a medigap policy and what to charge you.

See More From: Ask Kim

SLIDE SHOW
September 2017

10 Things to Know About Hurricane Insurance Claims

2017 was a devastating year for hurricanes, with Hurricane Harvey and Hurricane Irma hitting Texas and Florida, and Hurricane Maria destroying large parts of Puerto Rico and surrounding areas. We’re ...

See More From: Home Insurance

Ask Kim
September 2018

Key Documents You Need to Take With You in an Emergency

As you prepare for Florence or the next big hurricane, make sure you gather financial documents that you'll need if you must evacuate or your home is damaged.

See More From: Ask Kim

Ask Kim
September 2018

How to Prepare for Hurricane Florence

As the Carolinas and Mid-Atlantic states brace for a severe hurricane, residents in its path still have time to protect their homes and finances.

See More From: Ask Kim

Ask Kim
September 2018

How a Grandparent's Help With College Tuition Affects Financial Aid

Before cutting a check for a grandchild's college tuition, make sure you review the impact it can have on the student's financial aid.

See More From: Ask Kim

Ask Kim
September 2018

Two Key Estate-Planning Documents You Need

Don't confuse a health care proxy with a living will. Each serves a different purpose, but you'll need both to make sure your medical wishes are honored.

See More From: Ask Kim

Medicare
August 2018

Save Money on Medicare

During open enrollment, take a hard look at Part D and Medicare Advantage plans.

See More From: Medicare

Ask Kim
August 2018

Health Savings Account Limits for 2019

Make sure your health insurance policy meets deductible limits and other requirements if you want to save money in a tax-advantaged health savings account next year.

See More From: Ask Kim

Ask Kim
August 2018

How to Find the Best Medicare Advantage Plan for You for 2019

If you opt for a Medicare Advantage plan instead of traditional Medicare, this online tool can help you find the plan to fit your needs -- and budget.

See More From: Ask Kim

Ask Kim
August 2018

How to Find the Best Medicare Drug Plan for You for 2019

Use these search tips to navigate the Medicare Plan Finder tool.

See More From: Ask Kim

Ask Kim
August 2018

Tax Strategies for Charitable Giving

Donors may need to bunch their donations into a single year to itemize deductions.

See More From: Ask Kim

Ask Kim
August 2018

How to Help Pay a Grandchild's Tuition

Learn what you can pay for and what will get taxed.

See More From: Ask Kim

Ask Kim
August 2018

How to Use Funds From Multiple FSAs

Couples can draw from both flexible spending accounts.

See More From: Ask Kim

Ask Kim
August 2018

Paying IRA Investment Management Fees

New tax law brings big changes. But there are workarounds.

See More From: Ask Kim

Ask Kim
August 2018

Cost of Employer Health Coverage to Rise 5% in 2019

It's the sixth year in a row that costs have jumped at least that much.

See More From: Ask Kim

Show More Stories