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Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

SLIDE SHOW
May 2018

How to Protect Your Home from Hurricanes

Hurricane season begins June 1, and scientists at Colorado State University expect 2018 to be another big year, forecasting seven hurricanes—three of them major. (In 2017, there were six major hurricanes, ...

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Ask Kim
May 2018

Creating a Memorial Through a Scholarship

With the help of a college or community foundation, you can establish a scholarship in the name of a loved one that will help students in perpetuity.

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Ask Kim
May 2018

Free Credit Report Freezes

A new federal law will soon allow everyone to freeze -- and thaw -- their credit report free. A freeze can deter identity theft.

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SLIDE SHOW
May 2018

7 Things Medicare Doesn't Cover

Medicare Part A and Part B, also known as Original Medicare or Traditional Medicare, cover a large portion of your medical expenses after you turn age 65. Part A (hospital insurance) helps pay for inpatient ...

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Ask Kim
May 2018

Withholding Taxes From Social Security

Older taxpayers can avoid a big bill at tax time or a penalty for underpaying taxes by having the government withhold taxes from their Social Security benefits.

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Ask Kim
May 2018

Taxes When Using the Back Door Into a Roth IRA

The new tax law still allows high earners to contribute indirectly to a Roth IRA. But the tax bill for doing so will depend partly on whether they have other money in a traditional IRA.

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Home Insurance
May 2018

Getting Affordable Flood Insurance

Even if your mortgage company doesn’t require you to get flood insurance, it can be worthwhile to protect against the risk.

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Ask Kim
May 2018

How a Grandparent's 529 Account Affects College Financial Aid

Distributions from a grandparent-owned 529 savings plan could reduce a grandchild's financial aid. But using one of these strategies can limit the impact.

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Home Remodeling & Maintenance
May 2018

How to Disaster-Proof Your Home

Natural disasters are going to happen. Take steps to prepare—and see if you can get help with the costs.

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Ask Kim
May 2018

Should You File a Small Auto Insurance Claim?

You could pay more in extra premiums than you receive from your insurer for the claim.

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Ask Kim
May 2018

How to Bequeath a Health Savings Account

It's important to name a beneficiary on the account.

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Family Finances
May 2018

Why Families Need a Plan for Caregiving

Adult children need to work with their parents to put aside funds for unexpected costs.

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Ask Kim
May 2018

Can My Teen Contribute to a Roth IRA?

Why it's never too early to start saving for retirement.

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Ask Kim
May 2018

How to Calculate Tax-Free and Taxable IRA Withdrawals

If you haven't filed Form 8606 with the IRS to track your nondeductible IRA contributions over the years, it will take a bit of detective work.

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Ask Kim
May 2018

How to Search for Old Savings Bonds

If you lost track of U.S. savings bonds purchased decades ago for you when you were a child, the Treasury Department can help you find them.

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Ask Kim
May 2018

IRS Revises HSA Contribution Limit for 2018 -- Again

The maximum contribution families can make to health savings accounts for 2018 is $6,900, after the IRS reversed its March decision to lower the limit by $50.

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Ask Kim
April 2018

Tapping an IRA for Charity

Donating by transferring money directly from an IRA to charity can lower your tax bill whether you file an itemized tax return or not.

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