Bio Kimberly Lankford

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Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

Ask Kim
May 2019

Insurance for a Learning Driver

Adding a teen driver to your plan will raise premiums, but there are things you can do to help reduce them.

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Ask Kim
May 2019

529 Plans Aren’t Just for Kids

You don’t have to be college-age to use the money tax-free, but there are stipulations.

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Ask Kim
May 2019

Getting Out of an RMD Penalty

When your brokerage firm miscalculates your required minimum distributions, you have recourse.

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Ask Kim
May 2019

Credit Report Error? They All Matter

Don't dismiss a minor error. It could be the sign of something more serious.

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SLIDE SHOW
April 2019

11 Reasons You Need Umbrella Insurance Right Now

An umbrella insurance policy can protect your assets and future earnings from expensive lawsuits. This type of policy increases the liability limits beyond the coverage offered by your auto and homeowners ...

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Tax Tips
April 2019

How Long Should You Keep Tax Records?

Hold onto your tax documents at least until the time limit for an audit runs out—and keep some records even longer.

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Ask Kim
April 2019

When It Pays to Buy Travel Insurance

Investing in travel insurance can help recover some costs when your vacation gets ruined by a natural disaster, medical emergency or other catastrophe.

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Ask Kim
April 2019

Borrowers Get More Time to Repay 401(k) Loans

If you leave your job while you have an outstanding 401(k) loan, Uncle Sam now gives you extra time to repay it -- thanks to the new tax law.

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Ask Kim
April 2019

When to Transfer Ownership of a Custodial Account

Before your child turns 18, you should check with your broker about the account's age of majority and termination.

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Ask Kim
March 2019

It’s Not Too Late to Boost Retirement Savings for 2018

Some retirement accounts will accept contributions for 2018 up until the April tax deadline.

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Ask Kim
March 2019

How Your HSA Can Reimburse You for Medicare Premiums Paid

Even if your Medicare premiums are automatically deducted from your Social Security check, you can take tax-free withdrawals from a health savings account to reimburse yourself for them.

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Ask Kim
March 2019

How to Correct a Mistake on Your RMDs from IRAs

If you didn't take out the correct required minimum distribution because your brokerage firm made a mistake, the IRS may show some leniency.

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Ask Kim
March 2019

What Travel Insurance Covers When Planes Are Grounded

Your travel insurance might help with some costs if your trip was delayed because of the recent grounding of Boeing 737 Max planes.

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Ask Kim
March 2019

Ways to Spend Your Flexible Spending Account Money by March 15 Deadline

Many workers will be hitting the drugstore in the next few days to use up leftover flexible spending account money from 2018 so they don’t lose it.

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Ask Kim
March 2019

Paying for Continuing Education With a 529 Plan

You don’t have to pursue a college degree to be able to use tax-free money from a 529 college-savings plan to pay for classes.

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Ask Kim
March 2019

Making the Most of a Health Savings Account Once You Turn Age 65

You’ll face a stiff penalty and taxes if you tap your health savings account for non-medical expenses before the age of 65. After that, the rules change.

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SLIDE SHOW
March 2019

11 Strategies for IRA Withdrawals

When you invest in an IRA, 401(k) or other tax-deferred plan, you make a deal with Uncle Sam: You get years of tax-deferred growth, but you have to start taking money out—and give a cut to the IRS—after ...

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