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Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

Saving for Retirement
July 2018

Johnson City, Tenn.: A Great Place to Retire for Your Health

Set amid the Appalachians, Johnson City offers low taxes on retirees and quality health care from the Ballad Health Network.

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Ask Kim
July 2018

A Tax-Friendly Way to Get Income for Life

You can use money in a traditional IRA to buy a deferred-income annuity — a move that can delay taxes and guarantee lifetime income.

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Ask Kim
July 2018

Minimum Age for Tax-Free IRA Gifts to Charity

You can donate money directly from a traditional IRA to a charity without triggering taxes – but only if you meet a strict age requirement.

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Ask Kim
July 2018

Sales Tax Holidays for Hurricane-Prep (and Back-to-School) Supplies

A handful of hurricane-prone states have sales tax holidays for storm-preparation and emergency supplies—as well as back-to-school shopping.

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Ask Kim
July 2018

How New Grads Can Buy Health Insurance

New college graduates can stay on their parent's health insurance plans, but they should check out a few other options before they do so.

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Ask Kim
July 2018

Adding a Roth IRA in Retirement

Retirees can still contribute to a Roth IRA when they receive any income after retirement.

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Ask Kim
July 2018

How Tracking Rewards Good Drivers

A tracking device on your car reveals how you drive. Good drivers are rewarded with policy discounts.

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Tax Breaks
July 2018

Natural Disaster Losses May Not Be Tax Deductible

But some states are stepping up to help vulnerable homeowners.

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Ask Kim
June 2018

What to Do With a 529 Plan When a Child Doesn't Go to College

Families can avoid taxes and a penalty on a 529 college-savings plan when a child develops a disability and likely won’t be using the money for college.

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Ask Kim
June 2018

Your New Flood Insurance Options

Most homeowners with flood insurance still get it from the federal government. But private insurers are starting to offer policies with higher coverage – and sometimes even lower premiums.

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Ask Kim
June 2018

How Couples Can Share Long-Term-Care Benefits

Spouses can choose a long-term-care policy with “shared” coverage, giving them a pool of benefits that they can split.

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Ask Kim
June 2018

Tax Credits for College Costs

Paying for college will be a little easier if you qualify for one of these two tax credits.

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Ask Kim
June 2018

Help with Tracking IRA Contributions

Your investment firm will send you a form to verify any contribution you make to an IRA. This can come in handy later if you’re trying to figure taxes on withdrawals.

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Tax Tips
June 2018

You Can Still Trim Your 2017 Tax Bill

Now is also a good time to check withholding for 2018 taxes.

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Financial Planning
June 2018

ABLE Accounts Give Disabled More Financial Freedom

More states are offering tax-friendly accounts that give people with disabilities the tools to build a financial future.

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Ask Kim
June 2018

Don't Sweat Small Changes in Your Credit Scores

Credit scores typically fluctuate a little from month to month, often because of changes in credit card balances. Here’s what to do when fluctuations in your scores are more dramatic.

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Ask Kim
June 2018

Health Insurance for College Students

Young adults can stay on the family health policy until age 26. But if they go away to college and are outside the insurer's network of doctors, families need to reconsider their insurance options.

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