Bio Kimberly Lankford

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Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

SLIDE SHOW
November 2017

10 Best Financial Benefits for Military Families

Members of the military have a lot of special financial challenges that most people don’t encounter. However, they have access to many special benefits, tax breaks and legal protections that can make ...

See More From: Family Finances

Long-Term Care Insurance
October 2019

Avoid the Obstacles of Long-Term-Care Claims

Filing a claim can be an ordeal, but these preventive measures will streamline the process.

See More From: Long-Term Care Insurance

SLIDE SHOW
September 2017

10 Things to Know About Hurricane Insurance Claims

Three of the costliest natural disasters in U.S. history were hurricanes that struck in 2017: Hurricane Harvey, Hurricane Maria and Hurricane Irma. With the 2019 hurricane season well underway, the southeastern ...

See More From: Home Insurance

Health Care & Insurance
July 2019

Surviving Surprise Medical Bills

Unexpected charges are on the rise as insurers shrink their provider networks.

See More From: Health Care & Insurance

IRAs
June 2019

New Law Could Change Rules for IRA Withdrawals

Under the proposed legislation, you would have more time to take IRA distributions.

See More From: IRAs

Ask Kim
May 2019

Insurance for a Learning Driver

Adding a teen driver to your plan will raise premiums, but there are things you can do to help reduce them.

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Ask Kim
May 2019

529 Plans Aren’t Just for Kids

You don’t have to be college-age to use the money tax-free, but there are stipulations.

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Ask Kim
May 2019

Getting Out of an RMD Penalty

When your brokerage firm miscalculates your required minimum distributions, you have recourse.

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Ask Kim
May 2019

Credit Report Error? They All Matter

Don't dismiss a minor error. It could be the sign of something more serious.

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SLIDE SHOW
April 2019

11 Reasons You Need Umbrella Insurance Right Now

An umbrella insurance policy can protect your assets and future earnings from expensive lawsuits. This type of policy increases the liability limits beyond the coverage offered by your auto and homeowners ...

See More From: Home Insurance

Tax Tips
April 2019

How Long Should You Keep Tax Records?

Hold onto your tax documents at least until the time limit for an audit runs out—and keep some records even longer.

See More From: Tax Tips

Ask Kim
April 2019

When It Pays to Buy Travel Insurance

Investing in travel insurance can help recover some costs when your vacation gets ruined by a natural disaster, medical emergency or other catastrophe.

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Ask Kim
April 2019

Borrowers Get More Time to Repay 401(k) Loans

If you leave your job while you have an outstanding 401(k) loan, Uncle Sam now gives you extra time to repay it -- thanks to the new tax law.

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Ask Kim
April 2019

When to Transfer Ownership of a Custodial Account

Before your child turns 18, you should check with your broker about the account's age of majority and termination.

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Ask Kim
March 2019

It’s Not Too Late to Boost Retirement Savings for 2018

Some retirement accounts will accept contributions for 2018 up until the April tax deadline.

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Ask Kim
March 2019

How Your HSA Can Reimburse You for Medicare Premiums Paid

Even if your Medicare premiums are automatically deducted from your Social Security check, you can take tax-free withdrawals from a health savings account to reimburse yourself for them.

See More From: Ask Kim

Ask Kim
March 2019

How to Correct a Mistake on Your RMDs from IRAs

If you didn't take out the correct required minimum distribution because your brokerage firm made a mistake, the IRS may show some leniency.

See More From: Ask Kim

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