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Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

Ask Kim
February 2018

An Overlooked Tax Break for Part-Timers

Semiretired or part-time workers saving money in an IRA or other retirement plan may qualify for an often-ignored tax credit that will lower their tax bill.

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Ask Kim
February 2018

Jump-Starting a Health Savings Account With an IRA Rollover

Federal rules allow you to roll over money from an IRA to an HSA once in your life. But you may forfeit a tax break by doing so.

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Ask Kim
February 2018

E-mails From the IRS -- and Other Signs of a Tax Scam

Identity thieves are getting more sophisticated at tricking taxpayers into revealing their personal information. Here are some scams you may encounter this tax season and ways to tell fact from fraud.

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Ask Kim
February 2018

529 Savings Plans Have More Uses -- But States Need to Catch Up

The new federal tax law allows families to use 529 college plans to pay tuition for kindergarten through high school. But doing so before state laws are revised to reflect the new rules could trigger a tax and a penalty.

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Ask Kim
February 2018

Put a Student on the Path to Retirement Without Hurting Financial Aid

Contributing to a young worker's Roth IRA can help a student start saving for retirement, although the timing of this gift could affect financial aid for college.

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Roth IRAs
February 2018

New Tax Law Makes Roth IRA More Appealing to Savers

As the Roth turns 20, the new tax law gives it an edge for savers.

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Saving for Retirement
February 2018

Thrift Savings Plan Withdrawals to Get Easier for Federal Retirees

New rules make it easier to leave money in the low-cost Thrift Savings Plan.

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SLIDE SHOW
February 2018

3 Scenarios That Could Derail Your Retirement

Even the best-laid plans for retirement can suddenly go awry if a major life event strikes. For example, a sudden job loss, a marital break-up or becoming a caregiver for an ailing parent or spouse can ...

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Saving for Retirement
February 2018

Are You on Track to Retire?

How to tell if you’ve saved enough to retire when you want, and what to do if you haven’t.

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Ask Kim
January 2018

How to Use College Savings to Benefit Children with Special Needs

Under the new tax law, families with a 529 college-savings plan can now roll that money into a tax-friendly ABLE account to help a child with a disability.

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Ask Kim
January 2018

Answers to Questions About Health Savings Accounts and Medicare

We tell you how much you can contribute to an HSA in the year you sign up for Medicare, plus other ways to coordinate HSAs and Medicare.

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Ask Kim
January 2018

Your Neighbor's Burst Pipe Damages Your Townhouse. Now What?

It can take a while to sort out who's at fault, but if you file a claim with your insurer, it will ensure you get the money to make repairs.

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Ask Kim
January 2018

6 Questions Retirees Are Asking About Required Minimum Distributions

When it comes to taking the first required minimum distribution from your IRA or making tax-free withdrawals for charitable donations, the rules can be tricky.

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Ask Kim
January 2018

5 Ways Roth IRAs Help Retirees

The reduction in tax rates under the new tax law could make contributing to a Roth IRA more attractive even for those nearing retirement.

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Ask Kim
January 2018

Make Sure You Have Proof to Support Your Charitable Tax Deductions

In an audit, the IRS may deny your charitable write-offs if you don't have a record of your contributions.

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Ask Kim
January 2018

New Tax Law Offers Added Incentive to Make Tax-Free Transfer of RMDs From Your IRA to Charity

Basic rules for charitable deductions stay the same under the new tax law, but a near doubling of the standard deduction may change people's giving.

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Auto Insurance
December 2017

Why You're Paying More for Car Insurance Now

One big reason: Advanced safety features cost more to repair or replace.

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