It is the policy of The Kiplinger Washington Editors. Inc. (“Kiplinger”) to respond to clear notices of alleged copyright infringement. The form of notice specified below is consistent with the format suggested by the United States Digital Millennium Copyright Act (the text of which can be found at http://www.copyright.gov). Kiplinger’s response to a notice of alleged infringement, regardless of whether Kiplinger is liable for such infringement under applicable law, may include removing or disabling access to the content claimed to be the subject of infringing activity and/or terminating posting rights of the user who provided the content. If Kiplinger removes content or disables access to content in response to such a notice, Kiplinger will make a good faith effort to contact the provider of the affected content and give the provider the opportunity to make a counter notification. Infringement Notification To file a notice of infringement with us, you must provide a written communication (by regular mail -- not by email, except by prior agreement) that sets forth the items specified below. Please note that you may be liable for damages (including costs and attorneys' fees) if you materially misrepresent that a content is infringing your copyrights. Therefore, if you are not sure whether material available on the kiplinger.com web site infringes your copyright, Kiplilnger suggest that you first contact an attorney. To expedite Kiplinger’s ability to process your notice, please use the following format (including section numbers): Identify in sufficient detail the copyrighted work that you believe has been infringed upon or other information sufficient to specify the copyrighted work you allege is being infringed. Identify the content that you claim is infringing the copyrighted work listed in item #1 above. Provide information reasonably sufficient to permit Kiplinger to contact you (email address is preferred). Provide information, if possible, sufficient to permit Kiplinger to notify the poster of the allegedly infringing content (email address is preferred). Include the following statement: "I have a good faith belief that use of the copyrighted content described above as allegedly infringing is not authorized by the copyright owner, its agent, or the law." Include the following statement: "I swear, under penalty of perjury, that the information in the notification is accurate and that I am the copyright owner or am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed." Sign the paper. Send the written notice to the following address: The Kiplinger Washington Editors, Inc DMCA Complaints 1100 13th Street, N.W., Suite 750 Washington, D.C. 20005 Counter Notification The provider of affected content may make a counter notification pursuant to sections 512(g)(2) and (3) of the Digital Millennium Copyright Act. When Kiplinger receives a counter notification, Kiplinger may reinstate the content in question. To file a counter notification with Kiplinger, you must provide a written communication (by regular mail -- not by email, except by prior agreement) that sets forth the items specified below. Please note that you may be liable for damages (including costs and attorneys' fees) if you materially misrepresent that content is not infringing the copyrights of others. Accordingly, if you are not sure whether the content at issue infringes the copyrights of others, Kiplinger suggest that you first contact an attorney. To expedite our ability to process your counter notification, please use the following format (including section numbers): Identify the specific URLs or other unique identifying information of content that Kiplinger has removed or to which Kiplinger has disabled access. Provide your name, address, telephone number, email address, and a statement that you consent to the jurisdiction of the United States District Court for the judicial district in which your address is located (or the District of Columbia, if your address is outside of the United States), and that you will accept service of process from the person who provided the infringement notification or an agent of such person. Include the following statement: "I swear, under penalty of perjury, that I have a good faith belief that each item of content identified above was removed or disabled as a result of a mistake or misidentification of the material to be removed or disabled." Sign the paper. Send the written counternotice to the following address: The Kiplinger Washington Editors, Inc DMCA Complaints 1100 13th Street, N.W., Suite 750 Washington, D.C. 20005 Kiplinger will, in appropriate circumstances, terminate access to kiplinger.com Forums by repeat infringers. If you believe that a Forum poster is a repeat infringer, please follow the instructions above to contact Kiplinger and provide information sufficient for Kiplinger to verify that a Forum poster is a repeat infringer.