A look at tips from a few of our favorite personal finance bloggers about credit card rewards, balance transfers and hidden charges. By Cameron Huddleston, Former Online Editor August 7, 2013 In the August issue of Kiplinger's Personal Finance, Lisa Gerstner tackles the issue of credit versus debit cards. She makes the case for both but notes that credit cards carry more protections and come with more perks. See Credit or Debit: Pick Your Plastic to learn more about the advantages of each, and read on for advice from a few of our favorite personal finance bloggers about credit cards.SEE ALSO: 11 Credit Card Mistakes to Avoid A Beginner’s Guide to Credit Card Rewards [Good Financial Cents] "I’m here to tell you that credit card rewards do exist, they aren’t a scam, and you can use them to earn hundreds or even thousands of dollars a year depending on your spending habits without paying a dime in fees or interest." 9 Credit Cards With Seriously Sweet Rewards [LearnVest] "Credit card companies are taking a cue from the dating world by offering the perfect rewards 'match' for your individual needs -- like a card that contributes toward your retirement and even one that could score football fans pregame sidelines access." Is Now the Time to Transfer Your Credit Card Balances? [MoneyNing] "Balance transfers can help you pay down your debt faster by providing you with a way to avoid putting a large portion of your payment towards interest." Advertisement The Most Common Hidden Credit Card Charges [Credit.com] "These charges are spread throughout all credit card companies and all cardholders, and technically, they’re legal. So be vigilant in checking your statements frequently, know the terms of service before signing up for any free trials, and be persistent in reporting and pursuing unknown charges."