Money-wise college kids can use their smart phones to help wrangle their finances. By Susannah Snider, Staff Writer From Kiplinger's Personal Finance, September 2013 Your smart phone may have cost a small fortune, but it can also help pay for itself. Here are three apps that can help on-the-go college students (or anyone for that matter) stay on top of their finances no matter where they're headed.See Also: 10 Ways to Make Your Smart Phone Pay for Itself ATM Hunter Using an out-of-network ATM will ding you more than $4, on average, according to a Bankrate.com survey. Dodge the fee with MasterCard’s ATM Hunter. Plug in your address or let the GPS pinpoint your location. You’ll see a list of nearby ATMs and their affiliated banks. Free for iPhone, Android and Windows Phone. LearnVest The LearnVest app syncs with LearnVest’s Money Center to help you track spending, save for goals and find financial tips. It’s known for being geared toward women, but guys can use it, too. Free for iPhone. SavedPlus Automate saving with SavedPlus. The app funnels a percentage of each purchase from a checking account into a savings account. Specify a goal, such as building an emergency fund or paying off a loan, plus the percentage of spending to set aside. Free for iPhone and Android.